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The Life Insurance Market
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At the time when LifeSearch began campaigning in February 2009 for insurers to cut premiums when they add exclusions to policies, only BUPA and Fortis offered this service. It's great to be able to say that as the year draws to a close, we can now add five more names to that list:
Now - in addition to Bupa and Fortis - LV=, Zurich, Legal & General and AXA also offer premium reductions on Critical Illness policies when certain conditions such as cancer have been excluded.
For Income Protection, Aviva has joined Fortis in offering premium reductions when certain conditions such as spinal problems have been excluded.
This is great news for the consumer and gives those insurers mentioned above an advantage when it comes to placing business. We want to know when the others are going to follow this truly TCF initiative.
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