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The Life Insurance Market
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People who are pear-shaped could end up having a longer, healthier life, meaning that they won't need to claim on their sickness insurance as soon as people of other shapes.
This comes after research undertaken at the Mayo Clinic in Minnesota, which found that fat cells in the torso tend to grow bigger in size, but not number, whilst the opposite is true for fat cells in the legs.
Dr Michael Jensen, who led the study, believes that the findings support the idea that increasing capacity to produce lower-body fat cells creates a form of protection for the upper body, helping to ward off problems like heart disease as a result.
It's hoped that future developments will be able to 'move' fat cells around in order to combat problems with the major organs.
However, in the meantime, people should still consider sickness insurance to protect them financially in case they fall ill. 
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