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Experts have warned of a new superbug, which may encourage more people to consider getting critical illness insurance.
They indicate that the bacteria which cause the NDM-1 virus appear to have travelled back from India and Pakistan with NHS patients and are resistant to even the most powerful antibiotics.
As a result of this, scientists fear that the virus could go global, even though at present there have only been 50 cases identified.
People may strongly consider getting critical illness cover in case the NDM-1 bug becomes as widespread as MRSA, which has killed thousands and infected even greater numbers.
A Department of Health spokeswoman noted that they were working with the Health Protection Agency to help slow the spread of the disease.
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