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People may be able to identify whether moles are malignant or harmless from the comfort of their own home, which may save them on their critical illness cover in the long run.
A new kit been launched which can give an indication of the severity of any moles that people may be concerned about. It costs £40 and results can be returned within 24 hours.
Scientists at the Universities of Dublin and Moscow developed the system, which could help people spot signs of skin cancer early on.
In turn, this could save them money on their critical illness insurance premium and, if benign or curable, could save them from having to claim on it for the disease.
However, Professor Rino Cerio from the London Cancer Centre warns that the test isn't a substitute to seeing a doctor.
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