How are my children covered by my Critical Illness Cover?

Critical Illness Cover policies often cover kids automatically - but not always. If you want the best protection for your children, you may need to take extra care choosing a policy that covers them as well.

Supporting a child through their treatment for a serious illness can turn your world upside down. At such a crucial time. this can mean taking time off work for hospital appointments, staying with your child while they're receiving treatment or even travelling overseas. Having Critical Illness Cover makes it easier to cover those costs - and helps you concentrate on what matters most.

Protection if your children fall ill.
Choosing the right policy could be the difference between successfully making a claim - and not.

Watch out: no two policies are the same!
Just as it does for adult policyholders, Critical Illness Cover pays a cash lump sum if your child is diagnosed with one of the illnesses covered. Children's payouts are usually smaller than adults, normally between 20% and 50% of the adult rate, up to a maximum of £25,000.
  • Some policies charge an additional fee for children; others won't cover children at all.
  • Different insurers limit the number of children covered, others have age restrictions.
Let us find the right policy for you.
We only recommend policies from insurers we know to be reliable and offer great value cover. Beyond that, it's a case of matching your individual circumstances to the particular benefits of the policy that suits you best. Luckily, that's what we are specialist at.

Call us - or get us to call you - and we'll find the right policy for you.