Why do i need Income Protection?

Income Protection covers up to 70% of your pay if you are unable to work. Being ill, injured or unable to earn is less of a worry when you know your wages are protected.

Income Protection is "The one protection policy every working adult should consider" says WHICH?, but make sure you get a good policy. Some cover insures you only if you're unable to do any paid work at all - which means you could be out of a job but still not ill enough to claim.

Our promise is that if you're working, we will only recommend an Income Protection policy that will pay out if you're unable to do your own job, and not anything else.

We will find you the right policy to replace your salary and cover your outgoings until you're back on your feet. Call us.


Income Protection is nothing like PPI (Payment Protection Insurance). PPI pays lenders - Income Protection pays you.

Call the experts on:
0800 316 3166

The numbers don't lie…

  • £87 - the amount of statutory sick pay you have each week to pay your bills.
  • £0 - the amount of sick pay you receive if you're self-employed.
  • 15x more people are incapacitated than die during their working life.
  • 1 in 5 of us are off work for more than six months before we reach 65.
  • Only 12% of employers support staff for more than a year off sick.

Ask yourself these key questions…

  • The bills don't stop just because you do: if something did happen, how would you and your loved ones cope financially?
  • What sick pay do you get from work? When does it stop? How would you cope after that?
  • Who pays the bills when you're unable to? Can you cover your monthly outgoings?
  • What effect would the loss of your income have on your household finances?
  • How long would your savings last if you were sick? How would you feel about using them up?

5 Tips to buying cover

  • What our customers say

    I would  definitely recommend your company as the information I received was clear and the advisor I spoke to was clear and made sure I was comfortable with what I was being asked and what I was agreeing too. Very happy customer.

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    Great. Carl Bravo and Jamal Shashore (and everyone else I spoke to) were both very helpful, polite and took the time to ensure I understood everything.  Big thanks for helping me through the process and finding us the right insurance policies!

    James McDonald - London

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    I first dealt with Lifesearch over 5 years ago and have always been impressed with the friendly and informative service I have received.

    Linda Tait - Shetland

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    They got me the best quote and advised which one would be best for me. Excellent service.

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    Really very good!! Not only offered products that suited my needs but also kept me informed of better/cheaper products that were found.

    Gayathri Sivapalan - London