High Blood Pressure
Hypertension is an increase in the arterial pressure in relation to a normal range for one's age. It can be indicative of underlying problems and can cause damage to other parts of the body.
Two figures are required when measuring blood pressure. The systolic - when the ventricles of the heart are contracting, and the diastolic - when the heart is relaxing.
The measurement is expressed as two numbers - firstly the systolic, followed by diastolic. For example 120/80.
The closer the systolic number is to 90-100, the more serious the problem. The higher the diastolic number, the more serious the problem. Readings are likely to increase naturally with age.
A GP’s report is likely to be required to ascertain, whether there are any other heart conditions (high cholesterol, angina), the most recent readings and current medication.
Likely life insurance underwriting decisions
Generally speaking for males and females, any recent reading between 120-140/80 should be accepted at normal life insurance premiums. If a loading is applicable, this is likely to be around +50% for life insurance.
