Mortgage Finance
Why use a mortgage broker?
Because we will ensure that your mortgage is arranged through the most suitable structure for your requirements and on the most competitive terms available in the market place.
Very often the mainstream lenders are not the best place to go for finance and we maintain a professional relationship with every reputable lender in the domestic and commercial markets.
While commissions received from associated policies often cover our fees we would stress the fact that we do not rely on commission earnings. Building Societies and others sell too many mortgages, with unsuitable endowment and other policies attached.
Our service starts with advising you on your maximum allowable borrowings and the level that we would suggest is sensible. When you have found a suitable property, we search the market for the right loan and then negotiate with the lender to ensure low costs and a suitable structure.
Crucially we then see the mortgage application process through. Many underestimate the need to present the facts in the correct light so that lenders can make decisions swiftly and favourably. Our long experience in the field and the fact that we employ a specialist mortgage broker means that we can minimize the time taken and the paperwork needed to achieve your mortgage offer.
In addition, particularly for first time buyers in either the commercial or domestic field, the value of having an experienced adviser on your side in negotiating with lenders cannot be underestimated in terms of the worry and concern avoided during what is always a stressful time.
“I thought guys like you only existed in movies or American TV programmes. You got me the best rate on the market in double quick time, beat up the lender so that they bent all their rules to lend to me and sewed up the deal in what seemed like 25 minutes flat.”
Michael Breen, Solicitor