Which is best - A fixed income benefit policy or lump sum?

It surprises some people that insurance can deliver yearly or even monthly payments instead of a single, one-off lump sum.  

For a lot of families, a fixed income offers a better way to plan their finances – and as fixed income cover is often much cheaper to buy, it makes sense all round. Would it suit you? Call us

A quick comparison
A £30-a-month policy might provide a lump sum of £550,000 cash. Carefully invested, that sum could generate an income of £36,000 a year.  
A £15-a-month income policy could provide a £36,000 annual payment TAX FREE - and last for 20 years.

Call the experts on:
0800 316 3166

Words of wisdom

  • "Income-based cover is designed to replace the bread-winner's pay. It might not be right for everyone, but it's a good place to start."
  • Amanda Curwood, LifeSearch Adviser.

Did you know?

  • Unlike a pension annuity, payments from insurance policies don't attract income tax.
  • A 30-year old non-smoker can buy £200,000-worth of life cover for £10 a month.